Payment Methods

💳 Payment Methods

At Smart Deals World, we provide multiple secure and convenient payment options to make your shopping experience smooth and trustworthy.

🔐 Online Payments via Razorpay

We use Razorpay, a trusted and secure payment gateway that supports:

  • 💳 Credit Cards: Visa, MasterCard, American Express, Diners, RuPay
  • 🏦 Debit Cards & Net Banking (All major Indian banks)
  • 📲 UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)
  • 💼 Wallets: Paytm, Freecharge, Mobikwik, Airtel Money, and more
  • 🧾 EMI Options (with select banks)

Note: We do not store your card or banking information. All transactions are processed securely by Razorpay.

📲 PhonePe Payment Gateway

Pay directly through PhonePe with support for:

  • 📲 UPI
  • 💳 Credit & Debit Cards
  • 🏦 Net Banking
  • 💼 PhonePe Wallet

PhonePe is secure and trusted for fast transactions with real-time updates.

💰 Cash on Delivery (COD)

Prefer paying at your doorstep? We’ve got you covered:

  • 🟡 Orders up to ₹3,500: COD available with an extra ₹99 COD fee
  • 🟢 Orders between ₹3,501 and ₹6,000: No COD fee, but a 10% advance payment is required at the time of placing the order. This amount is fully refundable, even if the remaining COD amount is not paid and the parcel is returned to us.
  • 🔴 COD not available for orders above ₹6,000

Advance payments are securely collected via Razorpay or PhonePe.

🔐 Your Security Matters

All transactions on our website are encrypted and secured with SSL. We partner with certified payment gateways that comply with PCI DSS standards, ensuring your data stays protected.

Returns and Refunds

Please click this link to refer to the returns and refunds policy. 

📞 Need Help?

If you need assistance with payments, feel free to reach out:

  • 📧 Email: contact@smartdealsworld.com
  • 📱 Phone: 0172 4622622